Start Making Sense

Why home ownership is the fourth pillar of retirement income policy

Why home ownership is the fourth pillar of retirement income policy

There are three pillars to Australia’s retirement income policy: the age pension, compulsory super, and voluntary retirement savings.   The current review is also considering home ownership as an important part […]

Start Making Sense Episode 4: Why super fund fees and returns don’t drive member outcomes

Start Making Sense Episode 4: Why super fund fees and returns don’t drive member outcomes

Fees and returns are important drivers of a member’s super balance. They’re also easy to measure and for members to understand. That’s why super funds have focused on delivering competitive […]

Start Making Sense Episode 3: Early access to super – the member perspective

Start Making Sense Episode 3: Early access to super – the member perspective

Australians financially impacted by COVID are now able to access their super early.   And while super funds have expressed their willingness to make these payments, the super industry has been […]

Start Making Sense, Episode 2: Competition in the home loan market

Start Making Sense, Episode 2: Competition in the home loan market

Competition in the home loan market has risen alongside the growth in the broker market. However, the major banks’ market share is higher now than it was before the GFC. […]

Start Making Sense, Episode 1: Winning the super wars

Start Making Sense, Episode 1: Winning the super wars

Growth has never been more important for super funds. In an age of increased regulatory scrutiny, scale and net funds inflows have clear operational benefits that flow through to members. […]